Need Commercial Insurance?
Get a QUICK QUOTE for reliable Commercial Insurance Coverage
Get a QUICK QUOTE for reliable Commercial Insurance Coverage
So you’re on the hunt for adequate commercial insurance for your company or small business. But now you see two avenues to get the basic liability protection your business needs: you could go with a standalone General Liability Insurance policy or you could see if you qualify for a Business Owner’s Policy. How do you make the best choice for Commercial Insurance?
General Liability Insurance offers a blanket of liability protection against a few common torts small-business owners may face. It kicks in when a third party (i.e., anyone who doesn’t work for your business) sues you over permission, or copyright infringement).
In response to these claims, General Liability compensates you for attorneys’ fees, court costs, and settlements or judgments (depending on your policy limits). Keep in mind that even the most careful business owners could face these claims, which is why the Commercial Insurance coverage is considered the cornerstone of any business protection plan.
A Business Owner’s Policy (BOP Insurance) is essentially a high-octane General Liability Insurance policy. It takes a couple insurance policies and bundles them into one convenient package at a reduced annual rate. A BOP typically includes:
Though a BOP is a comprehensive and affordable option, it’s not available to all business owners. To qualify for this coverage, you must:
As you can see, there is some common ground between General Liability and a BOP. Let’s recap:
Here’s a quick outline of how a standalone General Liability policy and a BOP are unique:
To find out more about Commercial Insurance, or to see whether your small business qualifies for the convenient and affordable protection of a BOP, fill out the quick quote form (top of page). Our expert agents will compile your quotes and send them to your inbox, usually within 15 minutes.
Giving you choices, options, and knowledge of the products we give you the tools to be better prepared when it comes to coverage, liability and exposure.
There are many types of insurance brokers and companies. Some of these firms only use or have access to one program; therefore, you are provided with one quote. If you are looking for the best coverage and premium and want to know what else is available, you have to look elsewhere which takes even more time. Working with a broker who has access to multiple programs is a big advantage!
It allows you to save the time it would take to call other companies, look for programs, and the time it takes to fill out different applications for each company. We are able to take your information to multiple insurance companies, provide you with all of the available options and let you decide what is best. You won’t need to find multiple insurance companies or brokers and won’t have to fill out multiple application
Knowledgeable and friendly staff that exceeds customers expectations.
Policies that meet and exceed the expectations of our clients.
Policies, endorsements, claim handling will be handled on time with minimal errors.
Personal contact and service is our cornerstone for success. Mass marketing is replaced with personal phone calls to our clients at all times.
Our excellent working relationships with our insurance markets allow us to be ahead of industry changes & coverage options.
We emphasize service and ongoing support, ensuring our clients remain informed of required coverage changes or issues.