Need Directors & Officers Insurance?
Get a QUICK QUOTE for reliable Directors & Officers Insurance Coverage
Get a QUICK QUOTE for reliable Directors & Officers Insurance Coverage
Directors & Officers Insurance is a type of liability insurance covering Directors and Officers for claims made against them while serving on a board of directors and/or as an officer. Directors & Officers Insurance (D&O liability insurance) can be written to cover the Directors & Officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as “management errors and omissions liability insurance”, covering claims resulting from managerial decisions that have adverse financial consequences. The policies contain “shrinking limits” provisions, meaning that defense costs-which are often a substantial part of a claim-reduce the policy’s limits. This approach contrasts with commercial general liability (CGL) policies, in which defense is covered in addition to policy limits. Other distinctive features of Directors & Officers Insurance policies are that they: (1) are written on a claims-made basis, (2) usually contain no explicit duty to defend the insureds (when covering for-profit businesses), and (3) cover monetary damages but exclude bodily injury (81) and property damage (PO).
Giving you choices, options, and knowledge of the products we give you the tools to be better prepared when it comes to coverage, liability and exposure.
There are many types of insurance brokers and companies. Some of these firms only use or have access to one program; therefore, you are provided with one quote. If you are looking for the best coverage and premium and want to know what else is available, you have to look elsewhere which takes even more time. Working with a broker who has access to multiple programs is a big advantage!
It allows you to save the time it would take to call other companies, look for programs, and the time it takes to fill out different applications for each company. We are able to take your information to multiple insurance companies, provide you with all of the available options and let you decide what is best. You won’t need to find multiple insurance companies or brokers and won’t have to fill out multiple application
Knowledgeable and friendly staff that exceeds customers expectations.
Policies that meet and exceed the expectations of our clients.
Policies, endorsements, claim handling will be handled on time with minimal errors.
Personal contact and service is our cornerstone for success. Mass marketing is replaced with personal phone calls to our clients at all times.
Our excellent working relationships with our insurance markets allow us to be ahead of industry changes & coverage options.
We emphasize service and ongoing support, ensuring our clients remain informed of required coverage changes or issues.